This is what the world Needs to Know about the Famine in the Horn of Africa
‘We make a Living by what we Get, we Make a Life by what we Give’ These were Words of Sir Winston Churchill. To make the world a better place for all of us it reaches a time when we have to GIVE no...
View ArticleCheque Truncation System- CTS
This is a system of cheque clearing and settlement between banks based on images and associated electronic payment data, without the physical exchange of the cheques. It eliminates the traditional...
View ArticleThe Requirements of Opening a Bank Account in Kenya
The relationship between the bank and the customer is that of a Debtor and Creditors depending upon whether the account is in debit or credit. This relationship is governed by the Laws of Kenya. Some...
View ArticleONSET OF AGENCY BANKING IN KENYA
Reblogged from whesongerwealth: You can now beat the long bank hall queue by banking at banks agents sprouting all over in town following the CBK Guidelines on agency banking Here are some of important...
View ArticleStarting a Business.
If you’re like thousands of other designers, programmers and other creative professionals out there, at one point in time you’ve considered starting your own business. Unlike most, you’ve gone against...
View ArticleWhy Africa’s Economic Outlook is brighter than it seems
First it was Europe during the industrial revolution and long before the America was discovered, Asia was more of a jungle and Africa, the cradle of mankind habitats were still living in caves and...
View ArticleCombine several documents into a single PDF file
Combining several PDF file is such a simple thing. Yet very important. Adobe® Acrobat® makes it easy to combine PDF documents from a variety of sources into one compact file. People in different...
View Article9 Things That Motivate Employees More Than Money
The ability to motivate employees is one of the greatest skills an entrepreneur can possess. Two years ago, I realized I didn’t have this skill. So I hired a CEO who did. Josh had 12 years in the...
View ArticleARE TATTOOS A DEMERIT GOOD?
A demerit good is one that if left to market forces would be over-consumed but have negative externalities. A recent survey by the British Association of Dermatologists (results announced in July 2012)...
View Article10 Books To Sharpen your Entrepreneurial skills
1. Buffettology: The Proven Techniques for Investing Successfully in Changing Markets That Have Made Warren Buffett the World’s Most Famous Investor I NEVER buy books on stock market. And neither...
View ArticleONSET OF AGENCY BANKING IN KENYA
You can now beat the long bank hall queue by banking at banks agents sprouting all over in town following the CBK Guidelines on agency banking Here are some of important definitions: “Agent” means an...
View ArticleWHY YOUR EXPENSES GROWS TO FOLLOW INCOME
You must have realized that no matter how hard u try to save by reducing ‘expenses’ and increasing income, things hardly work out your way. That is very normal, Whenever income increases, expenses are...
View ArticleHow Deep is Kenyan Financial Sector?
Kenya is rated Second in Africa after South Africa in the usage of advanced formal financial services. Financial inclusion has been a success story in Kenya with over 44% percent of Kenyans having...
View ArticleDemystifying Electronic Funds Transfer(Wire Transfers)
Sending money across borders has never been easy than it is now, What are the requirements? what information do you need to provide to the sender or in case you’re the sender what details do you need...
View ArticleONSET OF AGENCY BANKING IN KENYA (via whesongerwealth)
now the giant KCB Is here with KCB mtaani, co-p with saccos for real we gonna bank in our villages. You can now beat the long bank hall queue by banking at banks agents sprouting all over in town...
View ArticleThe advantages of investing in bonds.
Shares are high-risk, but can give very good returns or cost you all of your savings, whereas bonds are mostly lower risk and generally not very correlated to stocks and do pay an income. A balance...
View ArticleTips For Fresh Graduates
More than 7000 fresh Graduates expected in the Kenyan Job market this Semester alone. Most of them after sitting for their final papers in April/May 2011 are awaiting Graduation mostly around...
View ArticleKenyan Oil Crisis – what ought to be done differently
The Oil industry is grappling with confusion surrounding shortage of super petrol, flawed import allocation processes, poor refinery and transportation mechanisms and a government regulator that seems...
View ArticleTHE CONTRAST IN KENYA ECONOMIC POLICIES
A Government that operates both Expansionary and Contractionary Economic Policies concurrently not only sends mixed signals to the market but clearly shows lack of sync in Government coordination...
View ArticleCapital Adequancy
Capital adequancy Banks safe-keep money for depositors and operate by investing the pool of money by lending credits to borrowers. Thus, banks have to ensure that they do not lose the depositors’...
View ArticleIs Capitalism Working For Africa?
Looking at the levels and disparities of development around me, This question came lingering. Is capitalism working for this continent? or is it one of the post-colonial fallacies Africans were made...
View ArticleM-Shwari: The Next Big Thing From Safaricom
M-Shwari is the revolutionary new banking product for M-PESA customers that allows you to save and borrow money through your phone while earning you interest on money saved. I believe this is the next...
View ArticleThe Launch of Growth Enterprise Market Segment (GEMS) At NSE
What Is GEMS Growth Enterprise Market Segment (GEMS). GEMS enables small and medium sized firms to raise substantial initial and ongoing capital, while benefiting from increased profile and liquidity...
View ArticleWhat does a decline in Kenya’s Import bill Signify?
The countries import bill declined by Kes 14.4 Billion in the month of February. This further reduced trade deficit to Kes 69.7 Billion from Kes 83.7 Billion in January 2013. Does this decline in...
View ArticleThe Benefits Of Futures Market To Kenya
The CMA’s Move to establish a futures market will be a great boost to the endorsement of Nairobi as a regional Financial hub.Despite having the most developed financial market in the region Kenya still...
View ArticleKenya’s Real Estate Investment Trusts(REITs)
A REIT is a security that sells like a stock on the stock exchange and invests in real estate directly, either through properties or mortgages Introduction of Real Estate Investment Trusts by Kenya’s...
View ArticleThe Delisting Trends at Nairobi Securities Exchange
Here is a list of companies you probably have never heard of! Yet were once listed on Nairobi Stock Exchange. A number of listed companies have made their exit from the Nairobi Securities Exchange...
View ArticleMain Sources Of Income For Kenyan Banks
Kenyan banks continue to post huge profit margins despite the prevailing high interest rate regime,this leaves one to wonder how do Kenyan banks make their money? Banks basically make money by lending...
View ArticleMeasuring The Independence of CBK
A central bank is said to be independent if it has the freedom to pursue its monetary policies without political or other external influences. The central bank of Kenya has struggled with achieving...
View ArticleM-PESA Journey: The Growth of Mobile Money Transfer in Kenya
6th March 2007 M-PESA LAUNCH And this is where the story begins.. Between 31st Mar 2007 – 16th Apr 2007 M-PESA had a paltry 19,671 mobile active M-PESA users 1st November 2007 1,041,522 mobile active...
View ArticlePopulation and Economic Growth
Fast growing economies have positively shown that growth in population is one of the key ingredients for rapid economic growth,in fact, it is unclear how any country can achieve a rapid economic growth...
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